Prohibits homeowners insurance policies from limiting or denying payment of replacement costs, extended replacement costs, or building code upgrade costs for a dwelling solely because the insured elects to rebuild the dwelling at a different location or purchase an already-constructed home at a different location. Allows for the combination of dwelling and other structures coverage limits to fund the rebuilding or replacement of the primary residence under certain conditions. Requires notice to policyholders.
- Chamber
- Senate
- Introduced
- Jan 23, 2026
- Last action
- Jan 23, 2026 — Introduced.
- Session
- 2026
- Momentum
- 44 · Moderate