Insurance; premiums made within three years of payment to the Commissioner; provide for a claim for a refund of certain fees and taxes

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PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Passed First Chamber — base rate 19%, measured from GA's completed sessions
Momentum +3 65/100 from the pace of recorded action
Time since last action -22 194 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.