Banks and Financial Institutions - As introduced, prohibits a bank from digitizing or otherwise converting money held by the bank on behalf of a consumer into a digital currency, digital medium of exchange, or digital monetary unit of account, including cryptocurrency, without express, written authorization from the consumer for whom the money is held. - Amends TCA Title 45.

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Overview Bill text 1 History 9 Sponsors

No summary has been published for this bill. The full text is on the Bill text tab.

Chamber: Senate
Introduced: Feb 2, 2026
Last action: Apr 7, 2026 — Assigned to General Subcommittee of Senate Commerce and Labor Committee
Session: 114
Momentum: 30 · Low

PASSAGE PROBABILITY

24.6% Unlikely

Why this number

Stage base In Committee — base rate 51%, measured from TN's completed sessions
Momentum -4 30/100 from the pace of recorded action
Time since last action -22 190 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.