Bad faith presumption in insurance settlements

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 2 Compare versions History 4 Sponsors

A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ENACTING THE "BAD FAITH PRESUMPTION IN INSURANCE SETTLEMENT OFFER ACT" BY ADDING SECTION 38-59-60 SO AS TO PROVIDE A REBUTTABLE PRESUMPTION OF BAD FAITH BY AN INSURER IN CERTAIN CIRCUMSTANCES INVOLVING INSURANCE SETTLEMENT AGREEMENTS, TO DEFINE NECESSARY TERMS, TO PROVIDE THE PRESUMPTION IS REBUTTABLE, AND TO PROVIDE THE ADMISSIBILITY OF SETTLEMENT AGREEMENTS IN SUBSEQUENT BAD FAITH ACTIONS, AMONG OTHER THINGS.

Chamber: House
Introduced: Dec 16, 2025
Last action: Jan 13, 2026 — Referred to Committee on Judiciary
Session: 2025-2026
Momentum: 36 · Low

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 6%, measured from SC's completed sessions
Momentum -3 36/100 from the pace of recorded action
Time since last action -22 272 days quiet

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