Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 4 Compare versions History 10 Sponsors

Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions; allows loan applicants to consent to or opt out of such use.

Chamber: Senate
Introduced: May 15, 2025
Last action: May 12, 2026 — REPORTED AND COMMITTED TO INTERNET AND TECHNOLOGY
Session: 2025-2026
Momentum: 43 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Amended — base rate 13%, measured from NY's completed sessions
Momentum -2 43/100 from the pace of recorded action
Time since last action -22 156 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.