Relates to actions arising out of consumer debt

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Relates to action arising out of consumer debt; defines consumer debt and replaces consumer credit transaction with such term.

Chamber: Senate
Introduced: Feb 24, 2025
Last action: Oct 1, 2025 — PRINT NUMBER 5546B
Session: 2025-2026
Momentum: 44 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Amended — base rate 13%, measured from NY's completed sessions
Momentum -1 44/100 from the pace of recorded action
Time since last action -22 379 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.