Prohibits certain financial institutions from charging a fee based on the frequency of payments or for changing the frequency of mortgage payments

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 3 Compare versions History 15 Sponsors

Prohibits certain financial institutions from charging a fee for making monthly, semi-monthly, and biweekly payments or for changing the frequency of mortgage payments.

Chamber: House
Introduced: Jan 21, 2026
Last action: May 29, 2026 — RETURNED TO ASSEMBLY
Session: 2025-2026
Momentum: 71 · High

PASSAGE PROBABILITY

1.5% Unlikely

Why this number

Stage base Passed First Chamber — base rate 16%, measured from NY's completed sessions
Momentum +5 71/100 from the pace of recorded action
Time since last action -19 137 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.