Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions

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Overview Bill text 4 Compare versions History 12 Sponsors

Relates to the use of automated lending decision-making tools by banks for the purposes of making lending decisions; allows loan applicants to consent to or opt out of such use.

Chamber: House
Introduced: Jan 8, 2025
Last action: Apr 30, 2026 — ADVANCED TO THIRD READING CAL.393
Session: 2025-2026
Momentum: 54 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base Amended — base rate 13%, measured from NY's completed sessions
Momentum +1 54/100 from the pace of recorded action
Time since last action -22 169 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.