Requires the foreclosing party in a residential foreclosure action to offer a refinancing opportunity to the mortgagor

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 2 Sponsors

Requires the foreclosing party in a residential foreclosure action to offer a refinancing opportunity to the mortgagor.

Chamber: House
Introduced: Mar 21, 2025
Last action: Jan 7, 2026 — REFERRED TO JUDICIARY
Session: 2025-2026
Momentum: 27 · Low

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 5%, measured from NY's completed sessions
Momentum -5 27/100 from the pace of recorded action
Time since last action -22 283 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.