Requires consumer reporting agencies to provide a consumer with a free credit report three times during any 12-month period upon request.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 3 Compare versions History 4 Sponsors

No summary has been published for this bill. The full text is on the Bill text tab.

Chamber: Senate
Introduced: Jan 13, 2026
Last action: Jun 30, 2026 — Received in the Assembly, Referred to Assembly Consumer Affairs Committee
Session: 222
Momentum: 44 · Moderate

PASSAGE PROBABILITY

4% Unlikely

Why this number

Stage base Floor Consideration — base rate 18%, measured from NJ's completed sessions
Momentum -1 44/100 from the pace of recorded action
Time since last action -13 102 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.