An Act relative to fairness in debt collection

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 4 Sponsors

By Representatives Nguyen of Andover and Barber of Somerville, a petition (accompanied by bill, House, No. 1275) of Tram T. Nguyen, Christine P. Barber and others relative to the collection of consumer debt. Financial Services.

Chamber: House
Introduced: Feb 27, 2025
Last action: Jul 28, 2025 — Accompanied a new draft, see H4316
Session: 194th
Momentum: 46 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 4%, measured from MA's completed sessions
Momentum -1 46/100 from the pace of recorded action
Time since last action -22 448 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.