States / Indiana / SB 50

SB 50 In Committee

Hard credit inquiries by landlords.

Introduced
In Committee
Floor
Crossed Over
Passed
Enacted

Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score.

Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.

Chamber
Senate
Introduced
Dec 8, 2025
Last action
Jan 8, 2026 — Senator Ford J.D. added as coauthor
Session
2026
Momentum
29 · Low