RELATING TO MOTOR VEHICLE INSURANCE.

Introduced

In Committee

Floor

Crossed Over

Passed

Enacted

Overview Bill text 1 History 3 Sponsors

Prohibits private passenger automobile insurance businesses from stockpiling excess premium profits. Requires private passenger automobile insurance businesses to return excess premium profits to consumers.

Chamber: House
Introduced: Jan 23, 2026
Last action: Jan 23, 2026 — Pending introduction.
Session: 2026
Momentum: 41 · Moderate

PASSAGE PROBABILITY

1% Unlikely

Why this number

Stage base In Committee — base rate 4%, measured from HI's completed sessions
Momentum -2 41/100 from the pace of recorded action
Time since last action -22 264 days quiet

A transparent scoring model over stage, momentum, recency, sponsorship and recorded votes — not a trained predictor. Treat it as a way to rank attention, not as a forecast.