States / Florida / HB 459

HB 459 Failed

Property Insurance Claims

Introduced
In Committee
Floor
Crossed Over
Passed
Enacted

Property Insurance Claims; Establishes mandatory procedure for resolution of disputed property insurance claims; requires insurers to notify policyholders of mandatory procedure; requires DFS to prepare consumer information pamphlet to be provided to policyholders; authorizes policyholder or insurer to file petition with Division of Administrative Hearings to resolve certain claims; specifies that parties to claim must bear cost of certain conferences; requires administrative law judge to dismiss petitions that do not contain specified information; requires that petition include certain certification; specifies that dismissal of petition or portion of petition is without prejudice & does not require hearing; requires insurer to pay requested claim or file response to petition within specified timeframe; requires administrative law judge to make final determination of total coverage amount within specified timeframe; requires such amount to be paid in specified manner.

Chamber
House
Introduced
Nov 18, 2025
Last action
Jan 9, 2026 — Withdrawn prior to introduction
Session
2026
Momentum
5 · Stalled